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SBA Surety Bond Guarantee Experts

Our surety experts deliver underwriting decisions in 2 days.

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Lower Capital Requirement

Our working capital requirement is about half that for traditional sureties.

Ready to get started?

Applications & Forms

SBA Forms
We are here to help you every step along the way. Give us a call if you need assistance with applications or forms. (240) 835-0865

About Us

Foundation Surety

Helping small businesses get the bonds they need
Foundation works with the SBA program to help small businesses and contractors get bonds that are otherwise hard to obtain.
Fully Electronic Application Process
Our commitment to


Small business owners and contractors benefit from the knowledge and experience of Foundation's president, Peter C. Gibbs, former director of the Office of Surety Guarantees at the SBA headquarters in Washington, D.C.
Read about Peter's experience
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Exclusive Partner

Foundation Surety is in partnership with Merchants Bonding Company. Merchants has focused on surety bonds for more than 80 years and has maintained an "A" rating or better from A.M. Best since 1958.

Types of Bonds

Get the right surety bond for the project.
  • For government and private sector contracts up to $6.5 million
  • For direct federal contracts up to $10 million

Bid Bond

Ensures full payment and performance bonding from the contract bidder.

Payment Bond

Ensures full payment to the suppliers and subcontractors.

Performance Bond

Ensures full completion of a contract by a small business.

Maintenance Bond

Ensures completion of requirements outside of performance or payment.

SBA Surety Bond Program

How it Works

Bonds are requested

Some contracts require that the business doing the work be properly bonded.

We partner with you

Authorized surety companies provide surety bonds to businesses that meet their qualifications.

The SBA helps

The SBA guarantees surety bonds so more small businesses can qualify.

Get your bonds

Small businesses get SBA-guaranteed surety bonds so they can get to work.

Program Eligibility

Small Business Profile

Startups welcome
Less than 3 years old
Limited capital or internal financials
Increase job size or aggregate limit
No current bankruptcy or collection issues
Must be current on taxes
Financial requirements vary
Unused BLOC counts as working capital

Foundation Surety

the smart solution

  • Minority-owned
  • Veteran-owned
  • 8(a) or HUBZone
  • With tough-to-write cases
  • Bonded for the first time
  • Require higher limits

Meet Our Team


Peter C. Gibbs


Marcus Harris

Surety Bond Associate

Brian S. Smith

Surety Bond Associate

+1 (240) 835-0865

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Setting the Foundation for your business to grow.

Get in touch
17000 Science Drive, Suite 106
Bowie, MD 20715